If you’re looking to build your credit, there are credit cards out there specifically designed for that. For instance, the Credit One Bank Unsecured Visa for Rebuilding Credit Card. The annual fee ranges fro $0 – $99 and has cashback rewards for purchases on gas or groceries. Also, there are no deposit requirements, if you are approved. Overtime, you can get an increase in your line of credit.

Another card for poor credit is the Unity Visa Secured Credit Card – The Comeback Card. The fee is $99 a year. There is a 9.95% APR and that period lasts for 6 months.