If you have bad credit, you may believe that your score is doomed to always suck. In fact, some people have lost hope and think they are doomed to wait 7 years for old accounts to fall off. While it does take up to 7 years for bad credit reporting to fall off of your score, there are things you can do now to start improve your credit 12 to 18 months.

For instance, you could get a rebuilder credit card that you can use to rebuild credit. Simply make a small purchase every month and pay it off before the due date. In 5 to 6 months, your score will jump by leaps and bounds.

There are other things you can do to improve your credit, but this is a great start.