CREDIT SCORES
Repairing your credit score can be a daunting task without the proper tools. So we created the Credit Score section that details how you can rebuild your damaged credit and find tools so you don’t have to go at it alone. Don’t sit back and expect that number to just move magically. You need to usher it up. We’re here to help, and there’s not a minute to waste.
Getting Your Free Credit Report
Every 12 months, you can get a free credit report from the 3 credit reporting agencies. You can get it through AnnualCreditReport.com.
If
What is Transunion?
TransUnion is one of the large 3 global leaders in credit information field. With Transunion:
Businesses can better manage risk and customer relationships
What is Experian?
Experian is one of the big 3 credit reporting agencies in the world. Just like Equifax and Transunion, Experian provides data to
What is Equifax?
Equifax is one of the main 3 credit reporting agencies. It uses trusted unique data, innovative analytics and industry expertise to provide organizations
Stay Protected From Identity Theft So You Protect Your Credit
It’s important to protect yourself from identity theft so you don’t end up with surprises on your credit report. Here
5 Common Signs of Identity Fraud
Identity theft us when an identity criminal steals your personal information. Signs that you are a victim, include…
Bills that
How Does Identity Theft Occur?
Identity theft is a serious crime where identity criminals will steal your information and use it for their personal gain.
Here’s
What is Bad Credit?
Bad credit is determined by a credit score. If your credit score is below 669, your score is considered poor.
How Do I Improve Credit?
How Do I Improve Credit?
Are you working on getting a higher credit score? There are a few simple steps you
Pros and Cons of Credit Cards For Bad Credit
Pros and Cons of Credit Cards For Bad Credit
There are pros and cons of getting a credit card with bad
Range of Credit Scores From Bad To Good
Range of Credit Scores From Bad To Good
If you’ve ever wondered about your credit score and what it means, you’re
How a Debt Management Plan Can Reduce Interest Rates
How a Debt Management Plan Can Reduce Interest Rates
Although not new, debt management plans are becoming increasingly popular. For years,
Credit Card Matching Tool
If you want to know which credit card offers you’d most likely be approved for without having to go through
Getting Your Credit Score Out of The Dumps May Be Easier Than You Think
If you have bad credit, you may believe that your score is doomed to always suck. In fact, some people
Misunderstood Credit Terms: Part 1
It’s important to know common terms in the credit world. From APR to credit utilization, not knowing what these terms
What is Credit Utilization?
Credit Utilization is how much of your available credit you’re using. You calculate it by dividing the total credit card
How Does Credit Mix Work?
Credit mix is a term used to describe the different types of credit that make up your credit report. From
What’s a Hard Inquiry?
More than likely, you’ve heard of a hard inquiry on your credit report. This is when a business/lender “pulls” your