LOANS
Need fast funds? A loan is right for you but there a tons of options. Whether it’s a personal long or short terms loan, something for your home, refinance, or automobile, we are confident the articles from our loans section can help you find what you’re looking for.
Always Take Caution with Payday Loans
Payday loans are often advertised as perfect for those with bad credit, who may not qualify for personal loans from traditional lenders like banks or credit unions. However, payday loans
How Missing Payments Affect Your Credit
Missing loan payments can affect your credit in many ways. Here is the process of how late payments work:
Late payments are reported on day 30, 60, 90, 120, 150, and
The Sneaky Truth Behind Preapproved Credit Card Offers
If you receive pre-approved credit card offers in the mail, you may be wondering where they come from.
Keep in mind that receiving a preapproved credit card offer does not impact
Two Debt Repayment Strategies
Do you want to pay down your debt fast without going broke? Here are two strategies to try:
•Debt avalanche:
Here’s how the debt avalanche strategy work: You pick the debt with
Why Applying For A loan At A Credit Union Is A Good Option
Credit unions are similar to banks but are owned by their members.
That’s why when applying for a loan they make a great option because they are nonprofit organizations that pass
Why You May Be Getting A Flood Of Pre-Approved Loan Offers In The Mail
If you’re getting a bunch of pre-approved offers in your inbox, you may be wondering why.
These companies simply ran some basic info about you and have guessed that you are
Why A Personal Loan May Be Good For Debt Consolidation
A personal loan with a set payoff period is a great option to choose if you want to consolidate debt and there are many great deals out there, if you’re
Getting A Collection Agency To Remove A Collection
It used to be the only way for a collection item to disappear from your credit report was to wait seven years from the date it was first reported. But,
Building Your Credit Profile With A Personal Loan
If you’re looking to build your credit profile while also gaining access to cash, a personal loan is a great option to consider.
Agreeing to a personal loan means you get
Should You Get A Home Equity Loan To Pay Off A Debt?
If you are saddled with debt that you want to pay off, there are a few options available. One of those being, a home equity loan. If you are willing
What You Didn’t know About Preapproved Offers
Have you gotten a preapproved offer in the mail for a loan?
Keep in mind that you may get offered a higher interest rate than expected.
The lender is going check your
Using Payday Advances As A Fix To Your Credit Card Debt?
When you’re in credit card debt, you may be searching for a way to get out of it fast. The option of a payday loan might come to mind. The
Wrong Way To Try And Get Rid Of Credit Card Debt
If you’re swimming in a sea of credit card debt, you may feel desperate to get out of it by any means necessary. You’re going to get tons of ideas
Consumer Rating On Loan By Phone
Loan By Phone is a pay day lender that allows you to apply for a loan either via phone or internet. Because all consumers are not comfortable with using the
What Happens When You Make A Late Payment On A Loan?
If you miss a payment on your loan, the first thing that happens is the lender will likely contact you to ask you to make a payment. You may be
How Small Businesses Can Protect Themselves While Reopening
If you own a small business, you were likely hit pretty hard during the Covid-19 lockdown. And now as businesses are allowed to open back up (in varying circumstances), there
Basics of Financial Management
When you’re setting up your personal finances, you’ll want to make sure that you have a plan to keep everything in check, such as:
Create priorities, including a strict budget.
Personal Loans for Good Credit
If you’re considering taking out a personal loan and have good credit, you might want to consider some of the following, which were rated as the top personal loans by