A CPA is also known as a continuous payment authority. This is a detail in your loan agreement that says the payday loan company has the right to pull the money for repayment when they want. If their pulling is causing you to miss other important payments like rent, utilities and food, you should cancel it. It’s pretty easy to do:

• If it’s the day the payment is due call your bank and ask them to cancel the payment
• If it’s 1-5 days away email the bank
• If it’s more than 5 days away mail them a letter