Good drivers, rejoice: It’s likely easier for you to find a cheaper auto insurance premium!

Insurance companies want to work with good drivers and promote safety on the road, so it only makes sense that they’ll want to partner with people don’t have any marks on their driving records.

These are the different types of insurance you can purchase:

• Uninsured/underinsured coverage.
• Minimum required insurance within your state.
• Usage-based insurance programs.

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Image via Farmers Insurance.