If you want to dispute a credit card debt, you have the right to do so. When disputing a debt, know that the agency is required to provide you with the following information within 5 days:

– The amount you owe.

– The creditor’s name.

– The fact that you have the right to dispute the debt and that
they will assume it’s valid if you don’t appeal within 30 days.

– Verification from the debt collector if you dispute the debt.