Let’s start with this…it’s the LAW! Most states require drivers to carry some type of car insurance to prove that you can pay for potential accident expenses.

Even if your state does not require you have to car insurance, here are some other reasons why you should:

1. It’s risky – Accident costs are expensive, even if you’re a professional race car driver there’s a very good possibility you’ll be involved in an accident at some point.

2. Car insurance can help with health insurance – If you have insufficient health insurance there are some car insurances that help cover accident related injuries.

3. Saves time and isn’t as much of an inconvenience – Insurers have legitimate expertise on how to complete the post-accident process as quickly as possible. No one wants to do all this by themselves.

Image via Cheap Car Insurance.