If you’re getting a bunch of pre-approved offers in your inbox, you may be wondering why.

These companies simply ran some basic info about you and have guessed that you are likely able to pay it back. This doesn’t mean you automatically get the loan; you’ll have to take extra steps for that.

But, it does mean you may pay back.

How’d they get your info?

They could have gotten your name and address because somebody sold them a list of customers.
Corporations, and institutions make some money by selling their lists.

When you get these offer simply throw them away.