Website Terms of Service
This webpage contains the Terms and Conditions (“Terms of Service”) – or “Terms” – for Finance Sesame. This website is owned and operated by Finance Sesame. These Terms act as a legally binding agreement and apply to all visitors to this website. Finance Sesame reserves the right to update these Terms at any time.
Last Updated: July 1, 2026
Privacy Policy and State Law Compliance
Please review the Privacy Policy for Finance Sesame, located at Privacy Policy, which is incorporated herein by reference. Finance Sesame is designed for general audiences in the United States and is operated in accordance with federal and state privacy requirements, including COPPA, and state-level frameworks such as the CCPA/CPRA (California), CPA (Colorado), VCDPA (Virginia), CTDPA (Connecticut), TDPSA (Texas), MODPA (Maryland, effective October 2025), ICDPA (Indiana), KCDPA (Kentucky), RIDTPPA (Rhode Island), and any additional state statutes that become effective.
Terms and Definitions
Unless otherwise stated, the following terms have the meanings set forth below: “Personal Information” or “Personal Data” means information that identifies, could identify, or could reasonably be linked with a specific individual, consistent with applicable privacy law definitions. “Sensitive Personal Information” means, at minimum, Social Security numbers, government-issued IDs, financial account credentials, precise geolocation data, racial or ethnic origin, religious or philosophical beliefs, trade union membership, health or medical data, biometric data used to uniquely identify individuals, sexual orientation or gender identity, immigration status, and private communications content. “Sale” and “Sharing” have the meanings ascribed under applicable state privacy statutes, which may include disclosures for monetary value or for cross-context behavioral advertising.
How You May Use Our Content
Content published on this website by Finance Sesame is provided without charge and may be accessed and used by individuals for personal, noncommercial purposes only. Commercial use, reproduction for profit, or redistribution is not permitted and violates these Terms.
Why We Created This Site
Finance Sesame created Finance Sesame to provide free content supported by advertising. This website is not intended for commercial use by visitors beyond personal, noncommercial browsing.
Advertising, Email, and SMS Disclosures
Advertising supports the operation of this website. Finance Sesame and its advertising partners may receive payment for ad impressions, clicks, or other user interactions. We disclose all material advertising relationships.
Email Marketing: Submitting your email or contact information through this website may result in you receiving marketing emails from Finance Sesame and its marketing partners. You may opt out at any time by using the unsubscribe mechanism included in each communication; opt-out requests are honored within 10 business days in accordance with CAN-SPAM.
SMS/Text Marketing: Where you have provided a mobile number and given explicit consent to receive SMS, you may receive text messages from Finance Sesame or affiliated partners. Message and data rates may apply. To opt out, reply STOP; to get help, reply HELP. Providing SMS consent is entirely voluntary and not required for any purchase or access to this website.
Responsibility for Third-Party Sites
The scope of these Terms is limited to Finance Sesame, operated by Finance Sesame. Links or references to third-party websites appearing on this website do not constitute endorsement, and Finance Sesame is not responsible for the content, privacy practices, or data security of any third-party site. Users are strongly encouraged to review third-party terms and privacy policies before sharing any personal information.
Personal Information We Collect and Share
Finance Sesame’s data collection and use practices are governed by our Privacy Policy, incorporated herein by reference. We may collect personal information such as your name, email and postal address, phone number, IP address, device identifiers, and browsing and behavioral data. Such data may be shared with advertising partners, data brokers, and other third parties for targeted advertising, lead generation, analytics, and related purposes. Sensitive Personal Information is not sold. Consumers in California and other privacy-law states have rights including the right to know, access, correct, delete, and opt out of sales, sharing, and targeted advertising. To exercise these rights, visit our Privacy Choices page or use the contact information below; we will respond within applicable legal timelines.
Financial Information
Finance Sesame does not request or require financial account information for any purpose. Any concerns about improper collection or disclosure of financial information in connection with this website should be directed to Finance Sesame promptly, using the contact information set out below.
Copyright Notice
© 2026 Finance Sesame. All rights reserved. Finance Sesame’s name, logo, trademarks, and all original content are proprietary to Finance Sesame and may not be copied or used for any purpose without written permission. Violation of these rights may lead to legal action.
To submit a copyright infringement notice, email [email protected] with: (1) identification of your copyrighted work; (2) the URL of the content you believe infringes your rights; (3) your contact details; and (4) a good faith statement that the use is not authorized.
Our Policy on Children’s Privacy
This website is committed to children’s online privacy. Personal information from children under age 13 is not knowingly gathered, in accordance with COPPA. Where such collection is discovered, it will be promptly remedied by deletion of the data. This site is designed for users 18 years of age or older. If a parent or guardian believes that a minor has submitted personal information through Finance Sesame, we urge you to contact us immediately.
This Website Is for U.S. Users
Finance Sesame is directed to and designed for audiences within the United States. If you choose to access this website from outside the United States, you do so voluntarily and at your own risk, and you remain responsible for compliance with any applicable local laws or regulations.
Forbidden Activities
Users are prohibited from engaging in the following activities on Finance Sesame: (i) collecting user data for unauthorized commercial purposes; (ii) conducting e-commerce or commercial transactions; (iii) falsely representing identity or affiliation; (iv) disrupting or interfering with website security or infrastructure; (v) submitting or distributing harmful or unlawful content; (vi) using automated scraping, crawling, or extraction tools without express written authorization; and (vii) any conduct that violates CAN-SPAM, TCPA, CCPA/CPRA, FTC requirements, or other applicable law.
Updates and Suspension of Access
Finance Sesame reserves the right to update these Terms at any time. Updates that materially affect user rights will be reflected by an updated “Last Updated” date. Continued use of this website following any update constitutes acceptance of the revised Terms. Access may be suspended or terminated for violations of these Terms, and legal action may be pursued where appropriate.
How Disputes Are Resolved
ANY CLAIM, DISPUTE, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THIS WEBSITE SHALL FIRST BE SUBJECT TO A 30-DAY INFORMAL RESOLUTION PERIOD DURING WHICH THE PARTIES SHALL NEGOTIATE IN GOOD FAITH. UNRESOLVED DISPUTES SHALL BE SUBMITTED TO BINDING ARBITRATION CONDUCTED BY THE AMERICAN ARBITRATION ASSOCIATION; PROVIDED THAT EITHER PARTY MAY SEEK INJUNCTIVE OR PRELIMINARY RELIEF IN A COURT WITH JURISDICTION.
CLASS ACTION WAIVER: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ALL CLAIMS MUST BE BROUGHT INDIVIDUALLY AND NOT AS A CLASS OR REPRESENTATIVE ACTION.
Legal Jurisdiction
This Agreement is governed by the laws of the State of New Jersey, excluding its conflict of laws provisions. Nothing contained in these Terms is intended to, or shall, abridge any rights you may have under applicable state or federal privacy statutes.
Contact Us
For questions concerning these Terms, write to [email protected] or mail your inquiry to: 1385 Hwy 35 (Box 285), Middletown, NJ 07748. If you prefer to exercise your rights under CCPA/CPRA or other applicable state privacy law by phone, you may reach us at: 844-550-0429.